Motorcycle Insurance VS Car Insurance

Motorcycle Insurance VS Car Insurance

Insurance costs are typically lower on motorcycles than on cars because these are not generally driven year-round vehicles. An additional difference of motorcycle insurance from the car one is that you can drive a motorcycle on a permit without a licensed operator.

The key factors involved in getting motorcycle premiums are: years licensed (or permitted) participation in a motorcycle driver training course, the value of your motorcycle, the motorcycle’s engine size (or CC’s), the experience of the driver, the actual city that motorcycle will be kept in, and the insurance coverage you’ll choose. Continue reading

Car Insurance Advice

Car Insurance Advice

Car insurance, like health expenses, can eat up a huge chunk of our salary. However, like our health is important, investing on car insurance is also essential to our safety and recovery if accidents do occur. It is important to get the right car insurance policy suited for your needs and budget.

Here are some tips to help you decide on the right car insurance policy for you:

- First step is to not stay ignorant. Research and make inquiries to know what’s available in the market. Reputation and background is a good gauge to decide on whom to trust, you don’t want your money going into nothing. Use tools like the internet to investigate on these companies. Impressions and experiences from your family and friends can also be a great help in assessing these car insurance providers. Be sure you are equipped with enough sensible information so that you can weigh all these companies against each other and finally make your decision who to partner with.

- Second tip is to be aware of the different types of coverage and insurance terminologies. There are many technical terms in car insurance and if you have no idea what these terms mean it can be confusing. Make sure to understand these terminologies so that you’ll also understand your overall policy and the benefits you get out of it. Likewise, there are items in the policy that can be optional, thus you can opt to omit such items to lessen your expenses. Make sure to learn these terms and types so that you won’t be taken advantage of. Continue reading

How To Get Discounts On Car Insurance

How To Get Discounts on Car Insurance

There’s always been a question asked by car owners, do I really need auto insurance? The answer is yes! Besides the fact that auto insurance coverage is now a requirement in every state, accidents can happen. Though our law does not require a specific type of plan, it’s a good idea to have auto insurance. But the truth of the matter is even standard types of policy can be expensive nowadays, so here are a few tips that will help you get discounts on your car insurance policy:

- Number one on the list is to drive safely. With car insurances, your car accidents are directly proportional to your expenses. More accidents mean more expense and with fewer accidents you’ll pay less for your car insurance policy.

- Next tip is to take care of your creditworthiness. The creditworthiness of a person is often used by an auto insurance company as a gauge in determining their insurance rate. So make sure that you have a high credit score because a higher credit score means lesser expense on your part. Continue reading

Pros and Cons of Having an Insurance

Pros and Cons of Having an InsuranceAre you trying to decide if you should or shouldn’t get an insurance for your car, health, life, or home? If your answer to that question is Yes, then this article can definitely help you make a better decision. More and more people these days are trying to make a decision between having an insurance or avoiding buying it. With huge premiums and rates lots of us are not able to afford the insurance plan that we would like to have. At the same time many people aren’t doing enough research before jumping into conclusions.

Here is a general list below which explains the Pros of having an insurance for your Car, your Home, your Health, or your Life: Continue reading

How To Change Oil in Car

Prepare for How To Change Oil in CarToday I would like to explain to all of you who are looking for this helpful advice on How to Change oil in car. I will also tell you how to replace oil filter in your car. The pictures that you will be seeing here are from my 1997 Honda Accord. So, to be more specific this “do it yourself” article is going to be on how to change Honda Accord oil and filter. These instructions are for you and you are the one responsible for whatever happens, we take no responsibility of your mistakes or misunderstanding, make sure to use common sense, think before doing anything at all, but the best step of all is to pray and ask God for common sense and for help in any of your job or work. I like changing oil by myself because then I feel better about myself and I don’t worry about the engine, because sometime some professional shops forget to put the oil back into people’s cars, I personally know of people to who it happened. I also don’t trust someone else fixing my car, so if I am able to do it, then I’d rather do it myself. Also, I believe that it is good and healthy for you to try doing some stuff by yourself, (with enough knowledge of course). Well, first of all make sure that the car or the engine in the car is not hot, because usually if the engine was just used then it is very hot and the oil is even hotter. Also, make sure that you have enough of oil ready to be put back into the engine and a new oil Filter. Some cars need more oil and some cars need less, but for my 1997 Honda Accord SE with four cylinders, I’m getting ready five quarts of fully synthetic oil 5w-30 from NAPA auto store and one simple and new oil filter. I usually use total of four and a half of quarts of oil to put back into the engine, that is why I get five quarts ready just in case.

Engine Oil Cap and Oil DipstickSo, let the engine cool down if you need to, and to make it cool down faster I usually open the hood, and then unscrew top motor oil cap which is usually visible on top of the engine. Take out the oil dipstick that checks the level of the motor oil. This dipstick is usually either yellow or orange in most of the cars. I take that oil cap off and take out the dipstick out so there will be better air circulation for when you’ll be draining out the dirty oil.

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Oil Pan and drain bolt and containerNext, lets get a wide-mouth open container for the old and dirty motor oil. Then, find the drain plug or the drain bolt at the bottom of the oil pan which is at the bottom of the engine. On my car it is from the rear side of the oil pan. Then, get a ratchet or a wrench that says 17mm on it, or if you have a different size bolt then use whatever size you need to use. After you have loosened the drain bolt, then put that container under that drain plug and if you have to put some kind of covering on the ground so the oil doesn’t spill on your concrete or dirt. When your ready, unscrew the drain bolt the rest of the way and make sure that your container is catching all of the oil. Please try to avoid oil spills, because it is bad for our Earth.

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Old Oil Filter LocationAfter the oil is done, clean your drain bolt and put it back in, and then tighten it. Then, locate the old oil filter and unscrew it using your hands or the special tool that you can buy for unscrewing the oil filters. Please try to catch all of the oil while it will be pouring down at the time of unscrewing the oil filter. My oil filter is on the back of the engine. I really hate that inventors didn’t come up with a better place for the oil filter, because on most of the cars the oil filters are located in the way that will make the old oil spill no matter how you unscrew it.

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Oil Filter SpotNow clean as much as you can the whole area around where the filter was.

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New oil filter ready to be put onThen take the new oil filter and open one of the new oil quarts. Then pour a little bit of oil on top of the oil filter thread. Then using your finger, smear or oil the rubber seal on top of that new oil filter.

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New Oil Filter in placeThen, screw the new oil filter back into the place where the old one was.

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Drain Bolt Plug back in placeSo, right now you need to make sure that the new oil filter and the drain plug bolt are both nice and tight in their places.

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Oil FunnelAnd now you are ready to put the oil back into the motor. You should get some kind of a funnel to support your new oil pouring, and to avoid any oil spills. Pour in the four new and full quarts of oil. Then, when the car is level on the ground and with all the wheels standing evenly on the ground, check your oil level with the oil dipstick. On my oil dipstick I fill the oil until the second little whole from the edge is just barely closed up with oil. Try not to overfill your engine with the motor oil, because it could make your gaskets on your engine leak. When you are done, remember to put the oil dipstick back in and screw back in the top engine oil cap. Then you can wipe off and clean off any oil spills and leaks that you might have and dispose of the old oil according to your local legal laws and regulations. So, now you know how to change Honda oil.

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honda accord haynes automotive repair manual bookAlso, if you are interested in this more professional book called Honda Accord Automotive Repair Manual which covers Models of all Honda Accord Models 1994 thru 1997, and it comes from the Haynes Auto Repair Manual Series, Then just click on its picture to go to the store to buy it –

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The Money Saver Guide To Auto Repair and MaintenanceOr, if you are interested in Learning the secret tactics that some Auto Repair shops use to get more of your money, then just click on this e-book’s picture called The Money Saver Guide To Auto Repair and Maintenance –

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