Insurance costs are typically lower on motorcycles than on cars because these are not generally driven year-round vehicles. An additional difference of motorcycle insurance from the car one is that you can drive a motorcycle on a permit without a licensed operator.
The key factors involved in getting motorcycle premiums are: years licensed (or permitted) participation in a motorcycle driver training course, the value of your motorcycle, the motorcycle’s engine size (or CC’s), the experience of the driver, the actual city that motorcycle will be kept in, and the insurance coverage you’ll choose. Continue reading
Whether you have been riding and driving a motorcycle for more years than you could remember, or you are just a novice rider, here are safety tips that applies to everyone:
– First is to make sure that you are equipped and well prepared for the riding season. Here are some things to consider in doing that. After a long period of winter season before using your motorbike make sure to wake it up first from hibernation.
a. First is to test three primary items; examine and turn on the lights, the breaks and the signals. Make sure that each one is functioning properly before doing anything else.
b. Next is to ensure your oil and fuel levels. You might need to do an oil change and refill your tank with sufficient fuel.
c. Thirdly, check if your mirrors are aligned and in proper position.
d. Another very important item to check is if there are ragged or damaged cables that you might need to replace or fix.
e. After checking that make sure to lubricate and adjust the chains following your manufacturer’s features.
f. Lastly, it will not hurt you to develop those riding skills by getting into a rider training course, this might be helpful in the long run. Continue reading
Motorcycles are no longer just hip and cool for riders but it has become a functional vehicle for many people. But whether you are an experienced bike rider or a first time one the challenge of finding insurance for your motorcycle applies to both. It’s a sad truth that a lot of insurance providers do not offer motorcycle insurance and the handful that do often offer expensive plans. These motorcycle plans are sometimes more expensive than car insurance.
To help you be aware of motorcycle insurance here are some Motorcycle Insurance Tips that you can mull over:
- Insurance companies are unique from each other thus their offered rates are substantially different from too. You should also know that there is such a thing as coverage requirements for each state. Different states have different requirements for coverage. To give you a little background on basic motorcycle insurance it is fitting to first know the possible policy options. Coverage may include a medical payment on a portion of injury cost, liability coverage on cost on injury and damage towards others but not the policy holder, payment on your motorcycle damage by collision. There is also a comprehensive coverage that assists you in recovering from vandalism, accidents, theft and natural disasters. On the other hand, if the person who caused the injury has no insurance or is under insured, motorist coverage covers property damage and personal injury. Lastly, towing agreements and several repairs are covered by roadside assistance. Continue reading
You should never shop for a motorcycle insurance while only paying attention to the price. Many people including myself like to save money while shopping for something, but we should also remember that you’ll get what you paid for. When you find a “hard to believe” deal, then make sure you read the fine print of that insurance coverage and exclusions. Below is a typical list of optional motorcycle insurance coverages: Continue reading