Eating Healthy May Save You Money on Health Insurance

Eating Healthy May Save You Money on Health Insurance

Eating healthy is the best way to keep your immune system in its top shape. Having your immune system up and running means your body will be very healthy and strong against many viruses and diseases. Having your body strong and healthy may lower your insurance costs.

What? Is that true? Yep, it’s true, eating healthy may save you money on health insurance. Actually these kind of savings have been in effect in health insurance industry for quiet a while now.

There are special programs available through some insurance companies where you can get credit for having a healthy lifestyle. Is having a health credit legal? Yes, it is. The HIPAA (Health Insurance Portability and Accountability Act) does contain some guidelines against imposing different deductibles and premiums based on someone’s health situation. But the United Healthcare applied a Vital Measures program which uses a high deductible health care plan together with a fully insured supplemental plan that can reimburse the co-payments or deductibles which suppose to be exempt from HIPAA. Continue reading

10 Ideas For Saving On Home Insurance Policies

10 Ideas For Saving On Home Insurance PoliciesMany people don’t even know that there are guidelines which they can follow to save on Home Insurance Policies. From time to time Home Insurance Rates keep on rising, this makes more and more people to search for ways to save on their Home Insurance. Below are the 10 Ideas for saving on your home insurance policies:

1. – Make sure that your insurance completely covers your house and not the land.

2. – Secure your house from burglars by installing good security systems and alarms.

3. – Protect and prevent your home from fires with smoke detectors, fire sprinklers, and fire extinguishers.

4. – Stop smoking because those who do get a higher rate on their Home Insurance Policies. Thousands of home fires annually are caused by the smokers.

5. – Merge your insurance policies into one insurance company, like Home, Auto, and Health Insurances. Continue reading