Eating healthy is the best way to keep your immune system in its top shape. Having your immune system up and running means your body will be very healthy and strong against many viruses and diseases. Having your body strong and healthy may lower your insurance costs.
What? Is that true? Yep, it’s true, eating healthy may save you money on health insurance. Actually these kind of savings have been in effect in health insurance industry for quiet a while now.
There are special programs available through some insurance companies where you can get credit for having a healthy lifestyle. Is having a health credit legal? Yes, it is. The HIPAA (Health Insurance Portability and Accountability Act) does contain some guidelines against imposing different deductibles and premiums based on someone’s health situation. But the United Healthcare applied a Vital Measures program which uses a high deductible health care plan together with a fully insured supplemental plan that can reimburse the co-payments or deductibles which suppose to be exempt from HIPAA. Continue reading